They don't teach taxes in school, but they do teach you how to balance a checkbook which would be good if we weren't well on our way to moving beyond writing checks for anything other than rent.
They don't teach you how to really make a sensible budget that includes monthly payments for student loans, but they do teach you just enough to help you get into college so you can at least come out the other side with enough debt to work with on your own.
Clarity Money is an incredible app that helps you organize your finances—your bills, your credit cards, loans—and then it analyzes all of it—using data science, machine learning, AI, voodoo, wizardry— and makes suggestions to save you money.
How the hell do we not only organize all of our financial info, but make sense of it in a way we can actually improve our financial health? Do we trust banks anymore? Do we still keep cash under the mattress (*checks mattress to make sure there aren't thousands of dollars hidden there*)?
No. Instead, we can do it all with a simple app. Say hello to Clarity Money.
Clarity Money is an incredible app that helps you organize your finances—your bills, your credit cards, loans—and then it analyzes all of it—using data science, machine learning, AI, voodoo, wizardry— and makes suggestions to save you money.
Clarity Money is like a healthy marriage between Mint, a service that tracks your financial health, and Digit, which helps you save money in small increments.
Clarity is basically saying, "Well, those are cool. How about we do both and help you figure out which ways you can cut back on spending?"
Oh, and remember all of those craptastic subscriptions you keep forgetting to cancel because out of sight is out of mind—but is also straight outta money? Clarity Money will advise you on cancelling ones you no longer need.
If it takes an app like Clarity Money saying, "Hey, maybe if you want to have some financial breathing room for rent you might not need subscriptions for Sling TV, Netflix, Seeso, Amazon Prime, Hulu Plus, on top of your DirecTV cable plan and XBox Live AND Equinox," for you to actually listen, well, A) WTF is wrong with you?! B) nothing's wrong with you because at least you're actually listening.
Sounds simple. Simplicity when it comes to money?! WHAAAAAAT?!
All you do is link your bank accounts and it can do unthinkable things like create an FDIC insured savings account, find lower interest rate credit cards, help you manage your loans, transfer money between accounts, and give you actually helpful suggestions based on your spending patterns, credit score and credit cards.
Talking to your parents about finances as an adult is like asking them for help on algebra homework in middle school: not gon' be able to do it!
In the place of that dark, dreary, exhausting stress, Clarity Money's app monitors your daily spending and creates a budget.
It can also analyze your existing credit cards and help you find better options. Hell, it can even apply for you right in the app if you need that kind of help!
We need help managing our money. That's a fact. But we need help managing our money from something we can trust—something that has our best interests at heart. Clarity Money is all about transparency and advocacy which is refreshing AF.
When you link your bank accounts to an app, you're definitely going out on a limb. It takes a certain amount of faith to even let someone build trust from the get-go.
But they start building that trust immediately: the Clarity Money app is $Free.99.
Look, there are only so many times that we can defend our purchases to our parents and partners and friends. But what kind of sh*t can you talk to an app that has your best interests—your money—at heart?
So check out Clarity Money. Tax season is coming up, and you're going to need something to help you navigate the choppy spendthrift waters once you get that return. If you're not sure how you're going to spend it, then you're asking yourself the wrong question.
New Yorkers have a preternatural understanding of being broke. The rent is too damn high, eating and drinking are expensive as hell, and, of course, the ever-unreliable, yet forever increasingly expensive services of the MTA. You gotta protect the loot.
Save it. Hold onto it. Organize it. Control your own financial destiny with the ultimate sidekick, Clarity Money.
Download the Clarity Money App & Start Improving Your Financial Health Today.
[Feature Image Courtesy NYCtalking.com]