It's safe to say that if you live in one of the five boroughs, you're used to feeling like your wallet's pretty light. Like, all the time.

Most of us have grown accustomed to rent that's 50% of our salary, knowing that one week a month is ramen noodles week, and making extensive jokes about our situations instead of seriously considering our lack of savings and resigning ourselves to crippling depression.

At least we know we're not alone.

According to a new report by the Association for Neighborhood & Housing Development, however, over half of New Yorkers don't have emergency money in the case of a lost job, medical problems, or some other disaster.

The study notes that 60% of the city could only cover less than three months of household expenses (like rent and sustenance, not brunch), although it's uneven throughout the boroughs.

They also include incarceration, unemployment, and poverty rates for each neighborhood, as well as percentage of small businesses, households without internet, and rent-burdened households, which illustrate an even clearer picture of a neighborhood's economy.

Unsurprisingly, the Bronx has the highest rate of families without emergency savings, in nearly a dozen neighborhoods, 75% of families lack adequate funds for emergencies. Tottenville and Great Kills in Staten Island actually have the lowest rate, 41%, of families without proper funds.

The worst thing about these statistics is that for once, we can't knock Staten Island.

[anad]

Brooklyn and Queens don't exactly fare much better, as reported by Gothamist, the neighborhoods of Brownsville, Bed-Stuy, and Bushwick in the Bronx, and Elmhurst/Corona, Rockaway/Broad Channel, and Sunnyside/Woodside in Queens are the most at risk.

In Manhattan, an average 67% of families in Harlem, Washington Heights, and Inwood lack emergency savings.

While these numbers display the income equality across the boroughs, this is pretty reflective of the NYC-wide problem of rent that rises faster than most people's incomes.

Queens Assemblyman Andrew Hevesi proposed increased rental assistance services that would cost $450 million in state and federal funding, but this would also be more cost-effective than letting more people become homeless. The shelter system in NYC is notoriously underfunded.

What also probably doesn't help is landlords that claim "chronic rent delinquency" after a single late payment, which paves the way for eviction.

Check out how your neighborhood fares in the infographic above.

[via Gothamist] [Feature Image Courtesy Pinterest]